NOTICE: This disclosure is being provided to you pursuant to our terms of service with Google®, Inc. It is not required by any federal, state or local law. Our lenders may offer you a loan with an APR between 20% and 300%. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range noted above.
This is an expensive form of credit. A short term loan should be used for short term financial needs only, not as a long term financial solution. Customers with credit difficulties should seek credit counseling or meet with a nonprofit financial counseling service in their community. You are encouraged to consult your state’s consumer information pages to learn more about the risks involved with cash advances. State laws and regulations may be applicable to your payday loan.
If you do not pay your loan according to its terms, your lender may: charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency which may negatively affect your credit score, offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest. We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment.
Please read this Policy carefully. By using our Site or Services, you agree to our collection, use, and sharing of your PID as described in this Policy.
Through your use of our Site, we may collect PID, which is information that identifies an individual or relates to an identifiable individual. PID may include, but is not limited to, your first and last name, physical address, Social Security number, date of birth, and checking account information. We collect the following types of information:
If you express interest in one of our Services, we will collect certain PID from you, including contact information (such as name and email), which we will use to contact you. We may request additional PID that is necessary to process any application submitted by you, such as your physical address, Social Security number, mobile phone number, date of birth, bank account information and numbers, employment and income information. Additionally, we may collect PID to verify your identity, for security-related purposes, or other administrative purposes. In order to provide Services to you, we may on occasion supplement the PID you submit to us with information from third-party sources, such as consumer report information.
We may automatically collect the following types of information as you use our .
A cookie is a small text file that is stored on a user’s computer for record-keeping purposes.
If you reject cookies, you may still use our Site, but your ability to use some areas of our Site may be limited. For example, you cannot create an account with us or apply for r a loan without accepting cookies.
We may use a software technology called tracking pixels that help us better manage content on our Site by informing us what content is most effective. Tracking pixels are embedded invisibly on Web pages and are about the size of the period at the end of this sentence.
We may also use other website or mobile tracking technologies, such as device fingerprinting, prevent fraudulent activity or improve Site security, assess the performance of the Site, and deliver content to you based on your interests on our site and third-party sites.
Statistical or aggregated information does not directly identify a specific person, but it may be derived from your PID. For example, we may aggregate PID to calculate the percentage of users in a particular ZIP code.
We do not control these third parties’ tracking technologies or how they may be used. If you have any questions you should contact the responsible provider directly. Some of these third parties may provide you with ways to choose not to have your information collected or used for targeted advertising.
We use PID we collect in the following ways:
We reserve the right to share information, including PID, with third parties, as described below:
The security of your PID is important to us. We maintain reasonable physical, technical, and administrative security measures to protect and limit access to your PID. No method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your PID, we cannot guarantee its absolute security.
The Site may contain links to or links from third party sites that are not owned or controlled by CashOne. We have no control over the content, privacy policies, or practices of any third party site. You are subject to the policies of those third party sites where applicable. We encourage you to review the privacy policies of these third party sites before you disclose your PID.
The Site is not currently configured to respond to Do Not Track signals.
Our Site is not intended for use by children. We do not knowingly collect personal information from children or anyone under the age of 18 years. If we become aware that someone under 18 has opened an account or otherwise provided us with PID, we will take steps to terminate the account and delete all PID.
This is a United States-based Site that is subject to United States law. This Site is controlled, operated, and administered by CashOne from its offices within the United States of America. This Policy is provided in accordance with and subject to applicable U.S. law. If you are accessing this Site from a location outside the United States, you hereby agree that your use of this Site and our collection and use of your PID is subject to this Policy.
We reserve the right to modify this Policy at any time, so please review it frequently. If we decide to make material changes to this Policy, we will post those changes to this Site in a manner that we deem is appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. You agree to these future updates by continuing to use our Site or Services after they have been posted.
BEWARE OF FRAUDULENT DEBT COLLECTION SCAMS – There is a fraudulent collection agency SCAM claiming to be representing some lenders, including CashOne. The easiest way to determine if they are legitimate is to have them supply you with a signed copy of the loan document showing your debt. They are required by law to show proof of your debt. DO NOT send funds or give your credit card information to any collector until you have proof.
If they refuse or cannot supply documents, you are probably victim of a fraud and we would recommend that you report this telephone fraud to the Federal Trade Commission by clicking FTC. For further details on this SCAM, please refer to the Online Lenders Alliance by clicking OLA.
You may resolve payday loan problems with your individual lender or contact the regulatory agency of the state in which you reside. CashOne matches you with lenders but is not a lender itself. CashOne can not assist you with loans you have accepted or if your application was rejected for any reason. CashOne will not know why your application was rejected by our lenders as we have many of them and reasons may vary why any individual lender rejects your application.
NEVER, EVER, EVER agree to send money IN ADVANCE! These are always scams/frauds and are often run from offshore facilities where there is little chance of recovering your funds. Our lenders will not request money in advance. These scams usually start with a phone call to you claiming they represent us or another legitimate company. They then try to convince you to send money in advance. Again, do NOT ever send money in advance.